Circle Rewards Program
MasterCard® Platinum™ Benefits
Online Shopping Security

Circle Rewards Program

The Circle Rewards Program was built to give you more of the choices you really want. Just use your card and you'll see how fast the points can add up.

• Bonus Reward Points
  Earn 500 bonus reward points with your first purchase.
• Many Ways to Earn
  You'll earn 1 point for every $1 you spend anywhere MasterCard^® is accepted. That's millions of ways to earn points - from gas to groceries to travel and more.
• Exciting Choices
  You can choose from a variety of great rewards. Merchandise such as electronics, sporting goods, appliances and more. Gift cards to your favorite restaurants and retail stores. Travel rewards for airfare, hotel stays, rental cars and more.
• Easy Redemption
  You can redeem your points anytime by calling the Redemption Center at 1-800-921-6364 or by going online to CircleRewards.com. With rewards starting at just 2,500 points, you'll be ready in no time.
• Online Access
  When you are ready to redeem, you can browse through the rewards catalog anytime online. Just log on to CircleRewards.com. It's fast. It's easy. And it's secure.
• Circle Checking Benefits
  The balance on your Citizens Circle Rewards Platinum MasterCard^® also counts toward your Citizens Circle Checking relationships. It's one more benefit for you.
  

MasterCard^® Platinum™ Benefits

When you choose the Citizens Bank Circle Rewards Platinum MasterCard^®, you'll experience a level of cardmember benefits that is consistent with your status as a Platinum Cardholder.

• MasterRental Insurance
  You’ll get free theft and damage coverage* when you use your card to rent a car, so you can waive the rental company’s insurance.
• Extended Warranty Coverage
  Benefit from the security and safety offered through the Extended Warranty coverage.
• Master RoadAssist^®
  If your car breaks down on the road while you are traveling in the 50 United States or the District of Columbia, just call 1-800-MC-Assist and tell us where you are and we’ll send someone to help you.
• Travel Assistance Services
  With one toll-free phone call, you’ll be able to get help when you’re traveling, whether it’s to find a doctor or a lawyer, locate ATM’s replace a lost passport and more.

*Certain conditions, restrictions and exclusions apply. Full terms and conditions will be sent when you become a cardmember.

Online Shopping Security

You can use your card with complete confidence, knowing it is backed by the most advanced
security features.

MasterCard® SecureCode

Protect your MasterCard® when shopping online. Get a personal password that safeguards you against unauthorized use of your Citizens Circle Rewards Platinum MasterCard® when you shop at participating web sites. It couldn’t be easier. 1. Enter your MasterCard® payment information and submit your order 2. We prompt you to enter your SecureCode 3. Your SecureCode is confirmed and your purchase is completed This service is available at no additional cost, with no downloading and no new software - just state-of-the-art security designed to protect you.

Our card products are issued by RBS Citizens, N.A.