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CashBack



  • Earn additional cash back for the first 90 days after account opening:
    • 5% cash back on gas, grocery and drug store purchases
    • 1% cash back on all other purchases
  • After 90 days, earn 1% cash back on all purchases

Fixed 0% Intro APR on
balance transfers for the
first 12 billing cycles* then
a 14.99%**, 17.99%** or
20.99%** variable APR

Learn More

Apply Now
Platinum



The best rate available from Citizens Bank, plus great platinum benefits.

Fixed 0% Intro APR on
balance transfers for the
first 12 billing cycles* then
a 13.99%**, 16.99%** or
19.99%** variable APR

Learn More

Apply Now
Green$ense



Earn 25¢ per purchase when you make 10 qualifying Green$ense Credit Card transactions that post to your account each month, (up to $20 monthly) and up to $240 annually.

Fixed 0% Intro APR on
balance transfers for the
first 12 billing cycles* then
a 14.99%**, 17.99%** or
20.99%** variable APR

Learn More

Apply Now

CashBack Platinum MasterCard®

• Earn additional cash back for the first 90 days after account opening:
    • 5% cash back on gas, grocery and drug store purchases
    • 1% cash back on all other purchases
• After 90 days, earn 1% cash back on all purchases
• Cash back Checks are issued in increments of $50
• No Annual Fee
• Fixed 0% Intro APR on balance transfers for the first 12 billing cycles*
• Thereafter, 14.99%, 17.99% or 20.99% variable APR** based on your creditworthiness
• Up to 21-day grace period on all purchases***
• Online Account Access - 24 hours a day, 7 days a week
• Extended warranty protection††
• Price Protection††
• Identity Theft Resolution Services††
• Zero Liability protection against unauthorized purchases†††
• Year-End Account Summary

If you are responding to an offer you received in the mail:

Click Here

If you have not received an offer in the mail and want to apply today:

Apply Now

This is a secure online credit application. The information you supply on this site will be encrypted
for your protection.

* This means your first 12 billing cycles. At the time of application, balance transfer fees will apply - 3% for each transferred amount with a minimum of $10.
**As of July 1, 2014, we will determine your margin and APR based upon our review of your application and your credit history. If approved, your margin and APR will be shown on the Pricing Addendum which will be provided with your credit card and your Agreement.
*** When you pay your account balance in full by the due date.
† Once you have applied for an account you will be notified of the status within 30 days. Your 90 day promotional offer will start on the date your account is approved allowing up to an additional 20 days for you to receive and activate your card. Your card typically arrives within 10 days once your application is approved.
†† Certain conditions, restrictions and exclusions apply. Full terms and conditions will be sent when you become a cardmember.
††† Zero liability applies to “unauthorized” purchases made in the store, by telephone or online. “Unauthorized” use means that you did not provide, directly, by implication or otherwise, the right to use your card and you received no benefit from the "unauthorized" purchase. The conditions that need to be met are the following: You have exercised reasonable care in safeguarding your card from any unauthorized use. You have not reported two or more unauthorized events in the past 12 months. Also, your account must be in good standing. This does not apply if a PIN is used for the unauthorized purchases. Conditions and exceptions apply. Go to http://www.mastercard.us/zero-liability.html for details.

You are solely responsible for any taxes that may be owed as a result of rewards earned and/or redeemed under this card. Please consult your tax advisor. RBS Citizens, N.A. does not provide tax advice.

MasterCard is a registered trademark of MasterCard International Incorporated.
Our card products are issued by RBS Citizens, N.A.

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Platinum MasterCard®

• No Annual Fee
• Fixed 0% Intro APR on balance transfers for the first 12 billing cycles*
• Thereafter, 13.99%, 16.99% or 19.99% variable APR** based on your creditworthiness
• Up to 21-day grace period on all purchases***
• Online Account Access - 24 hours a day, 7 days a week
• Extended warranty protection
• Price Protection
• Identity Theft Resolution Services
• Zero Liability protection against unauthorized purchases††
• Year-End Account Summary

If you are responding to an offer you received in the mail:

Click Here

If you have not received an offer in the mail and want to apply today:

Apply Now

This is a secure online credit application. The information you supply on this site will be encrypted
for your protection.

* This means your first 12 billing cycles. At the time of application, balance transfer fees will apply - 3% for each transferred amount with a minimum of $10.
**As of July 1, 2014, we will determine your margin and APR based upon our review of your application and your credit history. If approved, your margin and APR will be shown on the Pricing Addendum which will be provided with your credit card and your Agreement.
*** When you pay your account balance in full by the due date.
† Certain conditions, restrictions and exclusions apply. Full terms and conditions will be sent when you become a cardmember.
†† Zero liability applies to “unauthorized” purchases made in the store, by telephone or online. “Unauthorized” use means that you did not provide, directly, by implication or otherwise, the right to use your card and you received no benefit from the "unauthorized" purchase. The conditions that need to be met are the following: You have exercised reasonable care in safeguarding your card from any unauthorized use. You have not reported two or more unauthorized events in the past 12 months. Also, your account must be in good standing. This does not apply if a PIN is used for the unauthorized purchases. Conditions and exceptions apply. Go to http://www.mastercard.us/zero-liability.html for details.

MasterCard is a registered trademark of MasterCard International Incorporated.
Our card products are issued by RBS Citizens, N.A.

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Green$ense® Platinum MasterCard®

• Earn 25¢ per purchase when you make 10 qualifying Green$ense Credit Card transactions that post to your account each month, (up to $20 monthly) and up to $240 annually.
• Cash back earned on purchases deposited directly into your Citizens Bank checking account each month.*
• No Annual Fee
• Fixed 0% Intro APR on balance transfers for the first 12 billing cycles**
• Thereafter, 14.99%, 17.99% or 20.99% variable APR*** based on your creditworthiness
• Up to 21-day grace period on all purchases****
• Online Account Access—24 hours a day, 7 days a week
• Extended warranty protection
• Price Protection
• Identity Theft Resolution Services
• Zero Liability protection against unauthorized purchases††
• Year-End Account Summary

If you are responding to an offer you received in the mail:

Click Here

If you have not received an offer in the mail and want to apply today:

Apply Now

This is a secure online credit application. The information you supply on this site will be encrypted
for your protection.

* The Citizens Bank Checking Account that the Green$ense Credit Card Cash will be paid based on the following (in order of account chosen for payment): 1) The Citizens checking account associated with a Value or Combined Plan; 2) The most recent Citizens checking account that was paid Green$ense cash; 3) The Citizens checking account that you are listed as the Primary Account Holder; 4) The checking account that you are listed as a Non-Primary Account Holder. 5) If you have more than one account that falls into one of the criteria listed above, the account that will be paid will be the account with the most checking account transactions for that month.
** This means your first 12 billing cycles. At the time of application, balance transfer fees will apply - 3% for each transferred amount with a minimum of $10.
*** As of July 1, 2014, we will determine your margin and APR based upon our review of your application and your credit history. If approved, your margin and APR will be shown on the Pricing Addendum which will be provided with your credit card and your Agreement.
**** When you pay your account balance in full by the due date.
† Certain conditions, restrictions and exclusions apply. Full terms and conditions will be sent when you become a cardmember.
†† Zero liability applies to “unauthorized” purchases made in the store, by telephone or online. “Unauthorized” use means that you did not provide, directly, by implication or otherwise, the right to use your card and you received no benefit from the "unauthorized" purchase. The conditions that need to be met are the following: You have exercised reasonable care in safeguarding your card from any unauthorized use. You have not reported two or more unauthorized events in the past 12 months. Also, your account must be in good standing. This does not apply if a PIN is used for the unauthorized purchases. Conditions and exceptions apply. Go to http://www.mastercard.us/zero-liability.html for details.

You are solely responsible for any taxes that may be owed as a result of rewards earned and/or redeemed under this card. Please consult your tax advisor. RBS Citizens, N.A. does not provide tax advice.

MasterCard is a registered trademark of MasterCard International Incorporated.
Our card products are issued by RBS Citizens, N.A.

Back to top